Bank Holiday in India 2025:- In India, planning your bank-related visits and financial transactions can be tricky with varying holiday schedules across different regions. With multiple types of banks—Central Banks, Commercial Banks, Cooperative Banks, and more—each following different holiday schedules, it’s crucial to stay updated. In 2025, banks across India will observe several national, regional, and government holidays, along with mandatory closures on second and fourth Saturdays. Here’s a comprehensive guide to all the bank holidays in India for 2025, designed to streamline your banking activities.
Bank Holiday in India 2025
Knowing the dates for bank holidays in India is essential for efficiently planning your bank visits and managing financial transactions. Below, you’ll find a detailed list of bank holidays in India for 2025, designed to help you organize your banking needs effectively. India hosts a diverse range of banking institutions, including the Central Bank (Reserve Bank of India or RBI), commercial banks, cooperative banks, Regional Rural Banks (RRB), Small Finance Banks (SFB), and Local Area Banks (LAB).
While all banks adhere to the national and government holiday schedules set by the RBI, they also observe state-specific holidays based on their location. Additionally, banks remain closed on the second and fourth Saturdays of each month, ensuring a standardized schedule nationwide.
Bank Holiday 2025 Details
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Complete List of Bank Holidays in 2025
Here is the full list of major bank holidays in India for the year 2025:
| Date | Holiday | Day |
|---|---|---|
| 11 January 2025 | 2nd Saturday | Saturday |
| 25 January 2025 | 4th Saturday | Saturday |
| 26 January 2025 | Republic Day | Sunday |
| 8 February 2025 | 2nd Saturday | Saturday |
| 22 February 2025 | 4th Saturday | Saturday |
| 26 February 2025 | Maha Shivaratri | Wednesday |
| 8 March 2025 | 2nd Saturday | Saturday |
| 14 March 2025 | Holi | Friday |
| 22 March 2025 | 4th Saturday | Saturday |
| 30 March 2025 | Ugadi | Sunday |
| 12 April 2025 | 2nd Saturday | Saturday |
| 13 April 2025 | Vaisakhi | Sunday |
| 14 April 2025 | Ambedkar Jayanti | Monday |
| 18 April 2025 | Good Friday | Friday |
| 26 April 2025 | 4th Saturday | Saturday |
| 1 May 2025 | May Day | Thursday |
| 10 May 2025 | 2nd Saturday | Saturday |
| 24 May 2025 | 4th Saturday | Saturday |
| 6 June 2025 | Bakrid/Eid al-Adha | Friday |
| 14 June 2025 | 2nd Saturday | Saturday |
| 28 June 2025 | 4th Saturday | Saturday |
| 12 July 2025 | 2nd Saturday | Saturday |
| 26 July 2025 | 4th Saturday | Saturday |
| 9 August 2025 | 2nd Saturday | Saturday |
| 15 August 2025 | Independence Day | Friday |
| 15 August 2025 | Janmashtami | Friday |
| 23 August 2025 | 4th Saturday | Saturday |
| 13 September 2025 | 2nd Saturday | Saturday |
| 27 September 2025 | 4th Saturday | Saturday |
| 2 October 2025 | Gandhi Jayanti | Thursday |
| 11 October 2025 | 2nd Saturday | Saturday |
| 20 October 2025 | Diwali | Monday |
| 25 October 2025 | 4th Saturday | Saturday |
| 8 November 2025 | 2nd Saturday | Saturday |
| 22 November 2025 | 4th Saturday | Saturday |
| 13 December 2025 | 2nd Saturday | Saturday |
| 25 December 2025 | Christmas Day | Thursday |
| 27 December 2025 | 4th Saturday | Saturday |
Types of Bank Holidays in India
Bank holidays in India can be classified into two main categories:
National Holidays
National holidays, also known as gazetted holidays, are observed nationwide. On these days, all banks, government offices, and most businesses remain closed. The major national holidays observed in India include:
- Republic Day (26 January)
- Independence Day (15 August)
- Gandhi Jayanti (2 October)
Government Holidays
Government holidays can be broadly divided into two subcategories:
- Central Government Holidays: Observed across the country.
- State Government Holidays: Specific to particular states, based on regional customs, festivals, or historical events.
For example, Makar Sankranti, Good Friday, Eid al-Fitr, and Christmas Day are observed nationwide, while festivals like Maharashtra Day and Pongal are specific to certain states.
Bank Holidays on Second and Fourth Saturdays
Additionally, banks in India remain closed on the second and fourth Saturdays of each month. These holidays apply to most commercial banks and financial institutions. If a month has five Saturdays, the fifth Saturday will be a working day.
| Date | Holiday |
| 4 January 2025 | 2nd Saturday |
| 25 January 2025 | 4th Saturday |
| 8 February 2025 | 2nd Saturday |
| 22 February 2025 | 4th Saturday |
| 8 March 2025 | 2nd Saturday |
| 22 March 2025 | 4th Saturday |
| 12 April 2025 | 2nd Saturday |
| 26 April 2025 | 4th Saturday |
| 10 May 2025 | 2nd Saturday |
| 24 May 2025 | 4th Saturday |
| 14 June 2025 | 2nd Saturday |
| 28 June 2025 | 4th Saturday |
| 12 July 2025 | 2nd Saturday |
| 26 July 2025 | 4th Saturday |
| 9 August 2025 | 2nd Saturday |
| 23 August 2025 | 4th Saturday |
| 13 September 2025 | 2nd Saturday |
| 27 September 2025 | 4th Saturday |
| 11 October 2025 | 2nd Saturday |
| 25 October 2025 | 4th Saturday |
| 8 November 2025 | 2nd Saturday |
| 22 November 2025 | 4th Saturday |
| 13 December 2025 | 2nd Saturday |
| 27 December 2025 | 4th Saturday |
Regional Bank Holidays in 2025
In addition to the national holidays, several state-specific holidays are observed, which are important for residents of particular regions. Some of these include:
Maharashtra
- Maharashtra Day (1 May)
- Guru Nanak Jayanti (8 November)
Goa
- Goa Liberation Day (19 December)
- Shigmo Festival (March)
Tamil Nadu
- Pongal (14 January)
- Tamil New Year (14 April)
Karnataka
- Karnataka Rajyotsava (1 November)
- Ugadi (23 March)
Haryana
- Haryana Day (15 August)
- Teej (22 August)
For a complete list of regional holidays for your state, refer to your local government or specific bank branch notifications.
Important Notes on RTGS and NEFT Holidays
RTGS (Real Time Gross Settlement) and NEFT (National Electronic Funds Transfer) are vital systems that allow electronic transfers between banks. The Reserve Bank of India (RBI) manages these systems, and as of December 2020, they are available 24/7. However, there may still be limitations on processing during certain holidays, so it’s essential to check the specific holiday calendar before initiating a transfer.
Brief Description of Bank Holidays in 2025
- Ambedkar Jayanti: Celebrated on 14 April, this holiday honors Dr. B. R. Ambedkar, the architect of the Indian Constitution. Events include discussions, ceremonies, and tributes highlighting his contributions to society and his legacy.
- Bakrid/Eid al-Adha: An Islamic festival celebrating Ibrahim’s devotion to God, marked by communal prayers, animal sacrifices, and festive meals. It fosters a sense of charity, unity, and togetherness among families and friends.
- Diwali: Known as the Festival of Lights, Diwali symbolizes the triumph of light over darkness and good over evil. The celebration includes decorative lamps, fireworks, sweets, and family gatherings, promoting prosperity and happiness.
- Christmas Day: Observed on 25 December, this day commemorates the birth of Jesus Christ. Celebrations include church services, gift exchanges, and festive meals, embodying the spirit of joy, love, and community.
- Gandhi Jayanti: Celebrated on 2 October, this day honors Mahatma Gandhi, the Father of the Nation. Activities include prayers, memorials, and discussions on his teachings of peace and non-violence.
- Good Friday: A solemn Christian observance marking the crucifixion of Jesus Christ, Good Friday features church services and reflections on sacrifice and redemption, fostering a spirit of contemplation and mourning.
- Holi: Known as the Festival of Colors, Holi celebrates the arrival of spring. People joyfully play with colors, share sweets, and participate in music and dance, promoting unity and forgiveness.
- Janmashtami: This festival commemorates the birth of Lord Krishna. Celebrations include fasting, devotional songs, temple visits, and reenactments of Krishna’s life, offering a time for spiritual reflection.
- Maha Shivaratri: A significant Hindu festival celebrating Lord Shiva, Maha Shivaratri involves night-long vigils, prayers, and fasting. Devotees engage in spiritual practices to honor Shiva’s divine presence.
- May Day: Observed as International Workers’ Day, May Day celebrates workers’ rights and achievements. It features rallies, demonstrations, and events advocating for labor solidarity and social justice.
- Republic Day: Celebrated on 26 January, Republic Day marks the adoption of India’s Constitution. It includes military parades, cultural performances, and flag-hoisting ceremonies, showcasing national pride and unity.
- Ugadi: The New Year festival in Andhra Pradesh, Karnataka, and Telangana, Ugadi is observed with traditional dishes, prayers, and cultural festivities. Families gather to celebrate prosperity and new beginnings.
- Vaisakhi: A harvest festival celebrated by Sikhs and Hindus, Vaisakhi marks the Sikh New Year and involves prayers, processions, and community feasts, reflecting cultural and spiritual significance.
- Independence Day: Observed on 15 August, this day commemorates India’s independence from British rule. The celebrations include flag-hoisting ceremonies, parades, and cultural events emphasizing patriotism and unity.
- Mahaveer Jayanti: Celebrated on 4 April, this holiday honors the birth of Mahaveer, the last Tirthankara in Jainism. It includes prayers, processions, and teachings on compassion and non-violence, inspiring charitable acts among devotees.
Conclusion
Staying on top of India’s bank holiday calendar in 2025 can help you manage your bank visits and financial tasks more effectively. Be mindful of the second and fourth Saturdays when most banks are closed, and remember that regional holidays may also impact your specific branch’s availability. Ensure to check the RBI and local bank holiday schedules for any additional updates or changes.
FAQ’s
What are bank holidays?
Bank holidays are specific days when banks are closed to the public. These include national holidays, religious festivals, and regional holidays as per state laws. Banks are also closed on the second and fourth Saturdays of each month.
Are bank holidays the same across all states in India?
No, bank holidays vary by state. While some holidays, such as Republic Day, Independence Day, and Gandhi Jayanti, are observed nationwide, regional holidays depend on local traditions and events.
How can I find the list of bank holidays for 2025?
You can find the list of bank holidays on the official RBI website, state government portals, or through bank notifications. Many financial websites and apps also provide updated holiday schedules.
Are banks closed on weekends in India?
Yes, banks are closed on all Sundays and the second and fourth Saturdays of each month. If a public holiday coincides with a weekend, banks remain closed.
What are some major national bank holidays in 2025?
Some major national holidays include:
- Republic Day (26 January)
- Independence Day (15 August)
- Gandhi Jayanti (2 October)
- Christmas Day (25 December)
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